We're talking about TALKING to girls? I apologize. I should've specified that I was referring to just pictures on websites. As for "girls" in chat rooms-unless I have met this person in real life, and they themselves gave me that screen name, I never take their word on what they look like-even if they supply a seemingly legitimate photograph(s). Hell, I used to cyber with my girlfriend on nights we didn't bother to see each other-and she's the only one I've ever done it with. That's because I don't like the idea of the sweaty plumber named Tina.
As for pictures, I like them because you can use your imagination in regards to how the girl got into the situation she's currently in.

PS-I might add, if asked to meet someone in person, it would never be for the agreement of sexual activity, for the reason Mobius said-it could be a police officer posing as a little twelve year old girl that's posing as an eighteen year old girl. Hey, it could happen.